2024 Retrospective

Looking back at the year

The porfolios did relatively well for 2024. Both SleepWell and Insomniac both performed as expected from their past returns. The Playground suffered some trouble keeping up in the later half of the year. It still has had a decent year but compared to the S&P 500(24.01%) and NASDAQ(30.78%) it underperformed on raw returns. However drawdowns were more contained and managable.

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Why

The desire to have more control over one's financial future

Why

Control and Autonomy

Choosing self-directed investing, helps fill the desire to control one’s financial future. Many feel somewhat uncomfortable with the idea of a portfolio manager or fiduciary having significant control over their financial assets. This discomfort stems from the perception that external managers may not fully align with their personal financial goals and risk tolerance.

Empirical Decision-Making

Managing investments using empirical data to aid in decision-making has benefits. Using independent analysis, research, and data-driven decision-making to construct and manage investment portfolios can create a risk and performance profile that is more appealing.

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Getting Started

How to make the best of whats here

On Starting

Portfolio APR 1 Year 3 Year 5 Year
Playground 41.26% 18.88% 42.94% 52.78%
SleepWell 12.31% 9.16% 6.64% 8.65%

The two portfolios, Playground and SleepWell attempt to achieve different objectives.

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Using leveraged ETFs

Why they can be useful

Media

Leveraged Exchange-Traded Funds (ETFs) are a type of ETF that use financial derivatives and debt to amplify returns. They are designed to provide investors with a multiple of the daily return of a benchmark index, such as the S&P 500. For example, a 3x leveraged S&P 500 ETF, (SPXL) aims to deliver three times the return of the benchmark index on a daily basis.

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